All-in-One Platform
for Cross-Border
Payments in Africa
Muto empowers you to send and receive money seamlessly across Nigeria, Ghana, and Kenya.
Focal Features
Everything you need to collect payments online
Cross-Border Money Transfers
Send and receive money instantly between Nigeria, Ghana, and Kenya at the best rates.
Currency Exchange
Easily convert your Nigerian Naira (NGN), Ghanaian Cedis (GHS), or Kenyan Shillings (KES) to USDT (Tether) TRC20 for global transactions.
Referral Program
Earn rewards by referring friends and family to join the Muto network.
Virtual Cards
Manage your finances on the go with a secure virtual card for online payments (available soon)
How it Works
Muto simplifies sending and receiving money across Africa with the following
Sign Up & Complete KYC
Create a free Muto account and verify your identity for secure transactions
Choose Your Services
Send and receive money across Africa
Select Your Payment Method
Choose your preferred payment option like Mpesa or bank transfer (depending on availability in your location).
Enter Transfer Details
Input the amount you want to send, swap, or receive, and provide recipient information (if applicable).
Confirm and Complete Transaction
Review the details and confirm to initiate your secure money transfer or currency swap.
Key Features
- Testimonials
Hear from other users
Aisha S.
"Muto allows us to efficiently send aid to our partner organizations across Africa. The 24/7 customer support ensures any issues are resolved quickly. Muto is a reliable partner in our mission."
Kwame A.
"Muto has streamlined our cross-border payments for our Kenyan suppliers. The platform is easy to use, and the multiple payment methods offer great flexibility. We've saved time and money since switching to Muto.
Amaka N.
"Muto has been a game-changer for sending money back home to my family in Ghana. It's fast, secure, and the fees are much lower than traditional money transfer services. I highly recommend it."
Supported currencies
Seamless, Secure, and Effortless
Future of Cross-Border Transactions
Join Muto today and experience the future of cross-border transactions. Our platform is designed to provide you with a seamless, secure, and user-friendly trading experience.
Create free account
